Cornerstone Content

Do We Need Insurance if We Work With Volunteers?

When Tom Wertish (from Novallus Insurance) sat down with me to talk nonprofit insurance, he said this was one of the MOST common questions he gets. How can we know that...
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What Insurance Do We Need For Our Stuff?

Say you've got a building full of office equipment, or you own equipment to vision screenings, or something of that nature. If there's a flood or fire, you need to...
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How Do We Know if We Have the Right Insurance?

Here's the thing – I'm a lawyer, not an insurance broker. Meaning that I can help point you in the right direction, but I can't answer ALL of your insurance...
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Do We Need General Liability Insurance?

There's a pretty easy answer for this one – YES. According to my friend and insurance broker Tom, basically ALL nonprofits (and for-profits for that matter), no matter the size,...
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What’s an EPLI Policy and Why Do Nonprofits with Staff Need It?

Once a nonprofit hires staff, most people start to think about workers' comp policies. But that's not the ONLY policy you may need. You should also chat with your insurance...
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What Insurance Do We Need for Driving and Company Cars?

Do you have company cars or staff or volunteers driving during their work for the nonprofit? If yes, it's super important that you have the appropriate insurance coverage. If the...
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What Does it Mean to be a Nonprofit Board Member?

I work with a lot of people who think they’d like to start a nonprofit. One of first things I usually have to remind those founders is that a nonprofit...
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Do Board Presidents Get Veto Power?

The quick answer to this is NO. The President or Board Chair doesn't have any special powers or additional authority over the rest of the board. But let's dig into...
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How to Communicate About ‘Overhead’ the SMART Way

You know what I’m talking about, the pie chart you see on annual reports from nonprofits all the time that show a lot of money going to “programs” and a...
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